Welcome to the forum. It is a very good source knowledge.
For example, there is no "N. Ms." if that means northern Mississippi. The whole damn state is in the south. "N. Ms" is an oxymoron.
Check out a State Farm personal articles policy. It should cost around $65/year (no deductible) and covers the drone and accessories against loss and damage.
When I was in high school we honed our driving skills on the frozen lakes. At 80 mph you could turn the steering wheel, hit the brakes & watch the islands twirl by.